Finance Accountant
24 Sept 2026
Reviewed by: WiG team · Last reviewed: 24 Sep 2026
Salaries and cost of living in Gibraltar
Quick heads-up: this is general info, not immigration, tax or legal advice. Rules change, so check the official source before you act.
Ocean Village at sunset — beautiful, and a reminder that Rock housing isn’t cheap.
Credit: Cabeza2000 / Wikimedia Commons / CC BY-SA 4.0
Wondering what people actually earn here? Gibraltar’s market is compact, and online salary posts are often unsourced. This guide sticks to official statistics we opened ourselves, plus a careful look at asking rents.
So, what do people earn?
Source: Employment Survey Report 2025 (Statistics Office; reference month October 2025), also listed on Statistics downloads.
From that report:
| Measure (October 2025) | In plain English | Exact figure in the report |
|---|---|---|
| Average gross annual earnings — all employee jobs | Around £39,500 | £39,510.90 (Table 13.4; survey summary narrative also shows £39,510.9 — PDF pp. 12 & 73 / printed p. 57 for the table) |
| Average gross annual earnings — full-time employees | Around £43,300 | £43,276.4 (survey summary, “Full-time average earnings October 2025” — PDF p. 13) |
| Average gross annual earnings — part-time employees | — | £16,361.43 (same summary, PDF p. 13) |
| Average gross monthly earnings — monthly-paid full-time adult male / female | — | £4,130.81 / £3,344.85 (PDF p. 13) |
| Total employee jobs | — | 32,206 (survey summary) |
Year-on-year, average gross annual earnings for all employee jobs rose 5.8% from £37,332.42 in October 2024 to £39,510.9 / £39,510.90 in October 2025 (summary + Table 13.4).
These are averages across surveyed employee jobs, not a promise for any one vacancy. Sector, seniority and hours will move your package a long way from the mean.
Friendly snapshot of the same official averages and Table 3.3 industry leaders.
Source note on the graphic: HM Government of Gibraltar Statistics Office, Employment Survey Report 2025 (October 2025). Also available as images/gibraltar-pay-infographic-2025.svg.
Credit: Work in Gibraltar (matplotlib) / source page / WiG-created chart; underlying figures from HMGoG Statistics Office Employment Survey Report 2025
Which fields pay the most?
The Employment Survey Report 2025, Table 3.3 — Monthly-Paid Full-Time Adult Employee Jobs, October 2025, publishes average monthly earnings by industry for adult men and women. Here are the highest industry averages in that table:
Adult male — highest industry averages (Oct 2025):
- Financial Intermediation — £6,684.46
- Electricity and Water Supply — £5,781.39
- Other Services — £5,069.17
- Public Administration and Defence — £4,640.13
- Real Estate & Business Activities — £4,576.22
Adult female — highest industry averages (Oct 2025):
- Financial Intermediation — £4,039.18
- Other Services — £3,942.59
- Public Administration and Defence — £3,711.00
- Electricity and Water Supply — £3,476.99
- Real Estate & Business Activities — £3,474.40
Caveats: categories follow UK SIC (92) labels. Gambling and betting activities sit inside Other Services in the survey narrative. Averages mix juniors and seniors.
On WiG, map interest to Finance, Gaming, Government, Tech and Health.
What about take-home pay?
Gross is not net. Read the Income Tax Office and PAYE pages, and use any official calculator they publish. If you live in Spain and work in Gibraltar, see Living in Spain, working in Gibraltar and Agencia Tributaria residence guidance — then take professional advice.
This guide does not quote tax rates or thresholds.
And the cost of living?
Retail prices (the official inflation signal)
The Statistics Office publishes the Index of Retail Prices (IRP). A government press release, IRP for January 2026 (20 March 2026), states the General Index stood at 197.40 on 1 January 2026 (−0.2% over the quarter; +2.3% over the year). That’s a direction-of-travel signal — not a shopping-basket quote for your household.
What might you pay in rent?
Official housing topic pages track waiting lists and rent relief — not a single “average private rent” for relocators. So here’s what we could verify from published agent guidance and a live listing snapshot. Rents vary by area and change quickly.
| Size | Figure | What kind of figure | Source (accessed 24 Sep 2026) |
|---|---|---|---|
| Studio | Median £1,150 pcm (range £850–£1,500; n=17) | Asking rents, snapshot | Chestertons Gibraltar rentals listings parsed 24 Sep 2026 |
| 1-bed | Median £1,625 pcm (range £1,150–£2,495; n=18) | Asking rents, snapshot | Same Chestertons snapshot |
| 2-bed | Median £2,450 pcm (range £1,590–£3,800; n=11) | Asking rents, snapshot | Same Chestertons snapshot |
| 3-bed | Median £3,598 pcm (range £2,200–£6,000; n=6) | Asking rents, snapshot | Same Chestertons snapshot (small sample) |
| Furnished vs unfurnished split | No reliable figure | — | Not consistently labelled in the snapshot |
| Studio (agent guide ranges by area) | e.g. Town Area ~£800–£1,100; Ocean Village ~£1,000–£1,400 | Agent-published market ranges (2026 guide) | RentGibraltar — Gibraltar Rental Prices in 2026 (dated 3 March 2026; accessed 24 Sep 2026) |
| Crowd-sourced (optional cross-check) | 1-bed city centre £1,628.33; 3-bed city centre £2,916.00 | Crowd-sourced averages | Numbeo — Cost of Living in Gibraltar (last update 14 July 2026; 9 contributors / 139 entries in past 12 months; accessed 24 Sep 2026) |
Marina living is lovely — and usually sits at the premium end of asking rents.
Credit: Nathan Harig / Wikimedia Commons / CC BY-SA 3.0
Many people reduce housing cost by living in Spain and commuting — with separate tax and paperwork implications covered in Living in Spain, working in Gibraltar.
How to use this when you job-hunt
Compare offers to the industry row in Table 3.3 that best matches the employer’s activity — not only to the all-jobs average. Ask what’s inside base pay. Say whether you’re local, a frontier worker or relocating. Then browse all jobs and How to find a job in Gibraltar.
Where to go next
- Browse live jobs · Finance · Gaming
- Quiz: Is a Gibraltar move realistic for you right now? — two-minute reality check, then live roles. Not immigration, tax or legal advice.
- Related: iGaming jobs in Gibraltar · Living in Spain, working in Gibraltar · How to find a job in Gibraltar
FAQ
What’s the average salary in Gibraltar?
Around £39,500 all jobs (£39,510.90 in Table 13.4) and around £43,300 full-time (£43,276.4 in the survey summary) for October 2025. Open the PDF.
Which fields pay the most?
In Table 3.3, Financial Intermediation leads for both men and women, followed by Electricity and Water Supply, Other Services, Public Administration and Defence, and Real Estate & Business Activities.
Does “Other Services” mean iGaming?
Gambling and betting activities are discussed in the survey as a sub-industry within Other Services. The published average is for the whole industry section, not gaming alone.
Where do I check tax take-home?
The Income Tax Office — not this page.
What do rents look like?
See the asking-rent snapshot table above. They’re asking rents from a live portal sample (and agent/crowd-sourced cross-checks), not official averages — and they move fast.
Are survey averages the same as job-ad salaries?
No. Survey averages describe the stock of employee jobs in October 2025. Individual vacancies can sit well above or below.